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Why Young People Pay More (or Less) - Risk Pricing in Auto Insurance

Teacher Guide

An 18-year-old new driver's risk multiplier of x3.00 is the highest figure in this 55-point guide, triple what a clean-record 25-year-old pays. Extensions price five more driver profiles, plan five years of multiplier-lowering moves, and compare risk pricing across auto, health, and life insurance.

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