Why Young People Pay More (or Less) - Risk Pricing in Auto Insurance
Slides
A risk multiplier of 3.00 triples an 18-year-old's $1,200 base rate to a $3,600 premium on these slides, stepping down to a clean-record 40-year-old's 0.85 multiplier and $1,020 a year, with a speeding ticket named as the one factor a driver controls.
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