Why Your Mortgage Is 7%
Slides
The 10-year Treasury yield with about 1.5 to 2 percentage points added on top explains the climb from 2.65 percent in January 2021 to 7.79 percent in October 2023, and a later slide shows existing home sales falling from 6.1 million to about 4.0 million as owners lock in place.
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PowerPoint (.pptx)
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