Tax Refunds: Why a Big One Isn't a Win

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Why a big refund is not really a bonus gets tested early, then $5,400 withheld against $3,600 owed becomes a monthly number and over-withholding gets compared to a loan that charges no interest. Over-withholding, interest-free loan, and W-4 belong in the write.

Tax Refunds: Why a Big One Isn't a Win cover

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